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How to Build Credit Risk Models Using AI and Machine Learning

Which works better for building credit risk models: using AI and machine learning or using traditional scorecards?

Combining Machine Learning with Credit Risk Scorecards

Here's how to get the full power of machine learning without losing the transparency that’s important from credit risk scorecards

Winning at Digital Transformation:  Be First, Be Smarter, or Cheat

The outcomes FICO Platform clients are experiencing demonstrate that when you are faster and smarter than your competition, and deliver excellent results, you don't need to cheat

How to Solve Your “Elephant Problem” with an AI Platform

Collaboration is critical to overcome the silos in your organization, each of which sees a partial picture of your customers

Report Shows Many Banks Fail at Hyper-Personalization - at a Price

Customer defections are one result of poor personalization — but new Forrester report also shares how some banks are winning

Improving Your Efficiency Ratio: 7 Financial Institutions’ Results

See how a platform approach to enterprise intelligence allowed these banks and card processors to succeed at making digital transformation highly profitable

9 Success Factors for Improving Your Bank’s Efficiency Ratio

Having an end-goal like improving your efficiency ratio is important - here's how a digital transformation program can make that happen

Reflections 2022: The Power of Patents and the People Behind Them

In 2022, FICO was granted 11 new U.S. software patents

4 AI Predictions for 2023: From the Great Correction to Practical AI

A pragmatic approach I call Practical AI will rise in 2023 like a phoenix from the ashes of years of irrational exuberance around artificial intelligence

AI Governance: A Critical Component of Corporate ESG Initiatives

Helping organizations navigate the often-challenging implementation of Responsible AI as part of ESG efforts

Build Winning Customer Experiences Without Tanking Efficiency

Consumers spent hundreds of thousands, even millions, on banking and insurance products over the course of their lifetimes. How can you get them to spent it with you?

Environmental Solutions Using Analytics

How FICO Platform can help companies make greener decisions

Introducing The New Age of Applied Intelligence

FICO announces an integrated set of 17 enterprise capabilities that make up FICO Platform.

Digital Simulations: The Secret Weapon for Solving Complex Issues

Digital simulations allow you to safely hypothesize and test “what if” scenarios and use the resulting insights to push through pain points in your business.

It’s 2021. Do You Know What Your AI Is Doing?

New "State of Responsible AI" report from Corinium and FICO finds that most companies don’t—and are deploying artificial intelligence at significant risk

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