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What Is Decision Intelligence Software and Should You Invest in It?

New reports on decision intelligence software reveal how it helps businesses leverage AI and create more compelling customer experiences

Has the Reporting of Rental Data to the Credit Reporting Agencies (CRAs) Increased?

FICO Score 10T includes rental data, but consumers can only experience the benefit of this to the extent that their rental data is reported to the CRAs

What Are Fraud Analytics and How Do They Improve Fraud Detection?

Understand what fraud analytics entail and how they leverage AI, machine learning, business intelligence and data science to improve fraud detection

FICO Focused Foundation Model Delivers Trustworthy, Responsible GenAI

FICO® Focused Language Model and FICO® Focused Sequence Model set global standards for Responsible AI, delivering measurable enterprise value

Operationalizing Responsible AI Standards: Why a Platform Approach Matters

A unified decisioning platform enforces development standards to ensure AI systems are built responsibly from the ground up

Why AI Needs a Platform to Deliver ROI

A unified AI decisioning platform is critical to operationalize AI across the enterprise

How to Unlock the Hidden Patterns in Payment Transactions

Applied Intelligence helps capture payments data across the business

How to Build Credit Risk Models Using AI and Machine Learning

Which works better for building credit risk models: using AI and machine learning or using traditional scorecards?

Combining Machine Learning with Credit Risk Scorecards

Here's how to get the full power of machine learning without losing the transparency that’s important from credit risk scorecards

Advance Your AI, Optimization and Customer Engagement

Explore the Q2 2025 FICO® Platform release: powering your intelligent enterprise with enhanced analytics, faster optimization, and smarter AI-driven decisions

New Frontiers for Applied Intelligence: Innovations on FICO Platform

Explore the forthcoming capabilities for business decision-making and applied intelligence based on AI, composability and more

Worried about Gen AI Hallucinations? Using Focused Language Models is an Imaginative—and Proven—Solution

GenAI hallucinations are primarily caused by the ways that large language models (LLMs) are built

Credit Union Borrowers Use and Seek Credit More Than National Bank Borrowers

Credit union lenders need to be mindful of balancing opportunity and risk with their credit decisions

Student Loan Delinquencies Lower the Average FICO Score to 715

New reporting of student loan delinquencies among key drivers of the downward shift of credit scores

Tech Trends: Decision Intelligence, Business Composability, and Context-Aware Computing

Leaders must adopt smarter, more agile approaches to business challenges

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