FICO data shows true state of consumer finances still masked in March; April will be pivotal for lenders

The increase in the amounts being requested and the fact that a higher proportion are being declined could help identify a sub population that is now riskier

A cross-sell campaign to your existing customers can be a relatively quick and profitable exercise compared to new accounts - here are tips and best practices for setting it up

Latest FICO data on UK credit cards patterns shows more signs of stress for many, while lockdown has helped others

There is an urgent need for open banking fraud detection, even before banks have sufficient data to train supervised fraud detection models

In part 2 of this series, I take a deep dive into the data science that drives monotonicity and palatability, qualities that help gain trust in AI

FICO UK Credit Market Report for January 2021 suggests that curtailed spending on UK cards has helped some consumers but shows an increase in accounts missing two or more payments

Now there is a better way to reduce SAR false positives while stopping money laundering

In part 1 of this series, I explore why it's vital - and difficult - to achieve monotonicity and palatability in certain AI models

December 2020 data on UK credit cards reveals rapidly increasing balances for consumers missing two or more payments

The FICO UK Credit Market Report for November shows a rise in card spending, raising concerns over post-holiday payments

Boards of directors need to pay close attention to AI governance, Scott Zoldi writes in InformationWeek

Analysis of UK card trends shows scope for high spending over the holiday, perhaps leading some consumers into hot water

FICO has been responsible for multiple industry-changing innovations in artificial intelligence, machine learning, and other contextually-driven analytics methods.

COVID-19 will push AI into the mainstream, says FICO's Chief Analytics Officer - but further controls are needed