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Predictions 2024: You Need to Calm Down: AI Predictions and Prescriptions

Where will we land in 2024? Will we enter into a new, calmer era of AI?

More Than an Audit Trail: Blockchain Model Governance for Auditable AI

Latent features is a cornerstone of Responsible AI governance framework and Auditable AI

Watch the FICO World Fairness in Lending Session

Insightful financial inclusion video focused on fairness in lending

Responsible AI in Credit Risk: FICO Insights at Edinburgh Conference 2023

FICO will deliver the AI keynote at the 2023 Credit Scoring and Credit Control Conference, as well as two other presentations related to Responsible AI

‘FICO Drift’: What Is It, and What Causes It?

FICO® Scores rank-order the likelihood of borrowers’ credit repayment risk - the relationship between the FICO Score and repayment odds can and does shift

How Guided AI Helps FICO Detect 59% More Scams in the UK

Guided AI is akin to the nervous system in the Corpus AI

The FICO® Score is Built to Last

For more than 30 years, the FICO® Score has been carefully developed to be robust and reliable assessments of credit risk throughout the credit cycle

Rank Distillation: Operationalizing AI Continuity in the Corpus AI

New models can underperform alarmingly easily if you take your eyes off the Corpus AI

Is ChatGPT the Weight Loss Wonder Drug of AI?

ChatGPT isn’t assisting or enhancing human creativity, it is regurgitating a configuration of the AI data it was trained on

The State of Responsible AI in Financial Services

The third annual State of Responsible AI in Financial Services report released today, alerting the industry to come together and self-regulate its use of AI

Our Scams Model Just Won an Award for Machine Learning

Credit & Collections Technology Awards recognize our scams model with the award for Machine Learning - here's why

Reflections 2022: The Power of Patents and the People Behind Them

In 2022, FICO was granted 11 new U.S. software patents

4 AI Predictions for 2023: From the Great Correction to Practical AI

A pragmatic approach I call Practical AI will rise in 2023 like a phoenix from the ashes of years of irrational exuberance around artificial intelligence

America’s AI Bill of Rights is the Right Idea – and It’s About Time

The AI Bill of Rights is the first step toward similar regulation of AI and machine learning algorithms

Where Are We Now? 2022 Data Science and AI Predictions Revisited

Within my AI predictions for the year, interpretable machine learning (ML) models have surprised me by garnering greater awareness from data science leaders

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