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What’s Important to Investors in a Credit Score? Leading Secondary Market Participants Weigh In

FICO surveyed securities investors in a range of industries — including mortgage, auto and commercial lending.

FICO’s Score A Better Future Program Helps Empower Consumers

94% of attendees said that the event gave them an improved understanding of tools they needed to manage their finances better in the future.

Ask Me Anything on AI: Highlights of My First Reddit AMA

“I’m Scott Zoldi and I’ve authored 95 patents on AI, machine learning and various analytic techniques. I’m Chief Analytics Officer of FICO. Ask me Anything.*

Deep Dive: How to Make "Black Box" Neural Networks Explainable

Neural networks are a powerful form of machine learning, but their black box nature often defies explainability. We have found a solution to this problem.

Fraud Analytics for Open Banking: Multi-Layered Self-Calibrating Models

Regarding fraud analytics for open banking, unsupervised machine learning can be a strong weapon for fighting financial crime events

Analytics Predictions 2019: Innovations for Ethical AI

My recent patent work has laid a foundation for what I predict will be the tech industry’s biggest development in 2019: ethical AI.

FICO Kicks Off Consumer Financial Education Program, "Score A Better Future"

SABF brings together consumer advocates, credit educators and community leaders to help consumers learn about credit scores and financial tools to help them achieve their dreams.

Fraud Analytics for Open Banking: Behavioral Profiling

Behavioral profiling approaches are extremely important in tackling fraud that happens when banks share financial data with third parties through application programming interfaces.

Machine Learning for AML Gives Pros “Superhuman” Powers

Uncovering hidden patterns in money movement makes machine learning for AML a very attractive enhancement to existing AML operations.

New Analytics for Real-Time Payments Fraud

With a view to stopping real-time payments fraud, FICO recently released the Retail Banking Consumer fraud model.

AI and Machine Learning for Financial Crime — Now on TV (Video)

I was interviewed recently for a new TV program called Tomorrow’s World Today, where I discussed how we are using AI and machine learning for financial crime protection.

Collaborative Profiling for Corporate Card Fraud Detection

Because corporate credit cards have different business-oriented spending patterns than consumer credit cards, we tackled the corporate card fraud detection problem with FICO’s collaborative profiling technology.

Kasparov on AI: Should We Be Afraid of AI? (Video)

At FICO World 2018, I sat down with Chess Grandmaster Garry Kasparov to discuss the hot topics in the world of AI, and asked: Should we be afraid of artificial intelligence?

Kasparov on AI: How Is Artificial Intelligence Evolving? (Video)

At FICO World 2018, I sat down with Chess Grandmaster Garry Kasparov and asked: How is artificial intelligence evolving?

Kasparov on AI: When Deep Blue Beat Me (Video)

One of the landmark moments in the history of AI came 21 years ago, when Chess Grandmaster Garry Kasparov beat IBM supercomputer Deep Blue — and then was beaten by it.

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