AI Governance: A Critical Component of Corporate ESG Initiatives
Helping organizations navigate the often-challenging implementation of Responsible AI as part of ESG efforts
Continuous Financial Education for Women Small Business Owners
FICO-hosted panel at NAWBO’s 2022 Advocacy Days discusses how financial education impacts access to capital and business growth for small businesses.
FICO’s New AML Scores Use AI and ML to Detect Money Laundering
New AML scores reduce false positive alerts by 50% while detecting 100% of known money laundering transactions, and discover new aberrant, potentially risky behaviors
FICO Fact: How Alternative Data Enhances the Accuracy of Consumer Credit Profiles
Developed by FICO in partnership with LexisNexis Risk Solutions and Equifax, FICO® Score XD 2 utilizes alternative data—data not included in the traditional credit bureau file
“There Can Be Only One”: The Highlander Principle of Data Science
Many organizations, including data science teams, derail innovation with internal competition that fragments resources and energy.
AI Predictions 2022: The Great Humbling of AI
I predict that Auditable AI and Humble AI will become widely used in 2022, as essential parts of Responsible AI
FICO Fact: How Current is the Data in my FICO Score?
The data reflected in your FICO® Score can be as recent as a payment reported by your lender today.
Fighting Bias: How Interpretable Latent Features Remove Bias in Neural Networks
FICO’s data science labs called interpretable latent feature-based neural networks (ILF NNET) help expose and eliminate biases derived from data showing up in the model.
FICO’s New AI Playbook: How to Achieve Responsible AI
The Responsible AI Playbook provides a clear path to operationalizing AI deployments. Use it to achieve high-impact business results within important ethical and legal boundaries.
FICO Fact: Does FICO’s Minimum Scoring Criteria Limit Consumers’ Access to Credit?
Over the last 30 years, FICO has continued to analyze the minimum amount of credit bureau data that is necessary to deliver a reliable, predictive FICO® Score to the market.
FICO Fact: Do FICO Scores Consider Telco and Utility Data?
The inclusion of telco and utility payment information dates back to the release of the very first FICO Scores in 1989.
Open Source Junkies: How Much Analytic Power Do You Need?
Data scientists need to justify the need for the incremental risk we assume when using more complicated methods to solve a problem - not be open source junkies
FICO Applauds FHFA Inclusion of Rental Data in Underwriting
FHFA and Fannie Mae take significant step forward in the use of alternative data
How FICO and Operation HOPE are Taking Steps toward Financial Literacy for All
FICO is taking a number of steps to promote credit education and financial independence alongside Operation HOPE.
Beyond Responsible AI: 8 Steps to Auditable Artificial Intelligence
Auditable AI provides the documentation and records necessary to pass a regulatory review
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