Predictions 2024: You Need to Calm Down: AI Predictions and Prescriptions
Where will we land in 2024? Will we enter into a new, calmer era of AI?
More Than an Audit Trail: Blockchain Model Governance for Auditable AI
Latent features is a cornerstone of Responsible AI governance framework and Auditable AI
Responsible AI in Credit Risk: FICO Insights at Edinburgh Conference 2023
FICO will deliver the AI keynote at the 2023 Credit Scoring and Credit Control Conference, as well as two other presentations related to Responsible AI
How Guided AI Helps FICO Detect 59% More Scams in the UK
Guided AI is akin to the nervous system in the Corpus AI
FICO Survey: Secondary Market Expects Higher Volatility in 2023
FICO pulse survey finds that secondary market wants more information on transition to FICO Score 10T
Rank Distillation: Operationalizing AI Continuity in the Corpus AI
New models can underperform alarmingly easily if you take your eyes off the Corpus AI
Is ChatGPT the Weight Loss Wonder Drug of AI?
ChatGPT isn’t assisting or enhancing human creativity, it is regurgitating a configuration of the AI data it was trained on
The State of Responsible AI in Financial Services
The third annual State of Responsible AI in Financial Services report released today, alerting the industry to come together and self-regulate its use of AI
Cash Flow Data Can Improve Credit Access with an UltraFICO® Score
Among U.S. consumers who don’t have enough credit history to generate a traditional FICO® Score, over 15 million could receive an UltraFICO® Score
Our Scams Model Just Won an Award for Machine Learning
Credit & Collections Technology Awards recognize our scams model with the award for Machine Learning - here's why
Reflections 2022: The Power of Patents and the People Behind Them
In 2022, FICO was granted 11 new U.S. software patents
4 AI Predictions for 2023: From the Great Correction to Practical AI
A pragmatic approach I call Practical AI will rise in 2023 like a phoenix from the ashes of years of irrational exuberance around artificial intelligence
America’s AI Bill of Rights is the Right Idea – and It’s About Time
The AI Bill of Rights is the first step toward similar regulation of AI and machine learning algorithms
FICO Fact: No Credit Score Versus Low Credit Score
A low FICO score for a consumer can have the perverse effect of preventing them from having access to a second chance through manual underwriting.
Where Are We Now? 2022 Data Science and AI Predictions Revisited
Within my AI predictions for the year, interpretable machine learning (ML) models have surprised me by garnering greater awareness from data science leaders
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