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How to Get Better Results from Your ‘Lift and Shift’ Project

Moving to a ‘Lift, Shift and Enhance’ strategy can deliver substantial growth and future-proof your operation

Data-Driven Strategies: Looking Beyond the Commonplace

In this post, I explore the benefits of applying data-driven techniques to strategy design.

Analytics Reveal What New Credit UK Consumers Can Afford

Until now, it has been very difficult for a lender to understand the pressures on any consumer in terms of their ability to absorb more credit and pay off the required instalments, without placing unbearable stress on their finances.

Psychometrics and FICO Scores — An Odd Match?

Lenders are looking for new ways to connect with the estimated 3 billion people worldwide who fall outside the credit ma...

A New Way to Score Credit Risk - Psychometric Assessments

Do credit scores have a disparate impact on racial minorities?

Federal Reserve Board research concluded that "credit scores do not have a disparate impact across race, ethnicity, or gender.”

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