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Are Student Loan Holders at Risk as Deferments Expire?

Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

Simulated FICO Score Impacts from Balance Aggregation due to Mortgage Forbearance

Research shows balance aggregation results in modest impact to FICO® Scores

Simulated FICO Score Impacts due to Mortgage Forbearance

Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.

Developing A Platform Approach To Decision Automation To Combat A Crisis

Learn how to establish a resilient, digital customer development infrastructure to meet the challenges of today and tomorrow

Truncation Bias in Score Validations: When Rejected Applications Strike Back

The set-up of a score validation can greatly influence model performance results — and sometimes inflate them

The Secret Ingredients of Centralized Decisions

Instead of connecting one analytic powered decision solution to another, our customers are asking us to plan out a full, enterprise-wide, centralized decision solution.

FICO Research: Student Loan Debt Explodes Across Age Ranges

Examining the Credit Cycle: Is This as Good as it Gets?

Millennials and Credit: Are We Missing the Real Story?

FICO Research: Are Millennials Really Abandoning Credit?

2017 Predictions: 4 Trends that Will Shake Up Banking Next Year

FICO® Score High Achievers: Is Age the Only Factor?

New Ways to Score Risk Can Improve Financial Inclusion

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