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How to Get Better Results from Your ‘Lift and Shift’ Project

Moving to a ‘Lift, Shift and Enhance’ strategy can deliver substantial growth and future-proof your operation

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Optimizing Resource Placement in Bank Deserts

AI has long been used for optimizing resource placement and rural bank location should be no exception

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Reinventing Origination: Fixing the Decisions that Matter

How analytics can transform the offer determination and decision accuracy process.

Reinventing Origination: Engage the Customer in the Process

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Reinventing Originations in the Digital Era

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Data-Driven Strategies: Looking Beyond the Commonplace

In this post, I explore the benefits of applying data-driven techniques to strategy design.

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FICO Research: Student Loan Debt Explodes Across Age Ranges

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Examining the Credit Cycle: Is This as Good as it Gets?

Millennials and Credit: Are We Missing the Real Story?

FICO Research: Are Millennials Really Abandoning Credit?

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2017 Predictions: 4 Trends that Will Shake Up Banking Next Year

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FICO® Score High Achievers: Is Age the Only Factor?

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New Ways to Score Risk Can Improve Financial Inclusion

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Will Fintech Risk Models Have “Unintended Consequences”?

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Why “Alternative Data” Isn’t an Alternative

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