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Are Student Loan Holders at Risk as Deferments Expire?

Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

FICO Fraud Expert Naomi Palmer Wins Women in Credit Award

Naomi Palmer, a fraud consultant at FICO, won silver in the ‘Team Player of the Year’ category

Simulated FICO Score Impacts from Balance Aggregation due to Mortgage Forbearance

Research shows balance aggregation results in modest impact to FICO® Scores

Simulated FICO Score Impacts due to Mortgage Forbearance

Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.

Truncation Bias in Score Validations: When Rejected Applications Strike Back

The set-up of a score validation can greatly influence model performance results — and sometimes inflate them

Authorised Push Payment Fraud – The Liability Challenge

The National Board for Customer Disputes in Sweden have ruled that banks should be liable for so-called “push payment” fraud losses over a certain amount.

How to Spot Counterfeit Cards — It Takes a Network

Counterfeit cards are relatively simple to spot. So how were the criminals in the European road tolls scheme successful?

FICO Research: Student Loan Debt Explodes Across Age Ranges

Examining the Credit Cycle: Is This as Good as it Gets?

Millennials and Credit: Are We Missing the Real Story?

FICO Research: Are Millennials Really Abandoning Credit?

2017 Predictions: 4 Trends that Will Shake Up Banking Next Year

FICO® Score High Achievers: Is Age the Only Factor?

New Ways to Score Risk Can Improve Financial Inclusion

Will Fintech Risk Models Have “Unintended Consequences”?

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