A price elasticity model enables the product team to set deposit rates with a sound understanding of the expected performance from the rate strategy

Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

Research shows balance aggregation results in modest impact to FICO® Scores

Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.

The set-up of a score validation can greatly influence model performance results — and sometimes inflate them

What should you expect to gain from deposit price elasticity models and what can you do with them to maximize benefit to the business?