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How to Get Better Results from Your ‘Lift and Shift’ Project

Moving to a ‘Lift, Shift and Enhance’ strategy can deliver substantial growth and future-proof your operation

Explainable Machine Learning for Probability of Default Calculations

How the FICO Platform can enable explainable machine learning models for more effective PD calculations

How Transaction Analytics Transform Lending Speed and Results

Fierce competition, open banking and financial inclusion drive the uptake of transaction analytics in lending

Improving IRB and RWA Calculations with Machine Learning

Through explainable machine learning models, behavioural and PD models for the retail banking sector can be created with higher levels of predictiveness.

Does the EU Framework for Responsible AI Go Far Enough?

Whilst the EU have rightly focused on the use of AI and data science strategic leadership, more needs to be done on AI explainability

Data-Driven Strategies: Looking Beyond the Commonplace

In this post, I explore the benefits of applying data-driven techniques to strategy design.

FICO Research: Student Loan Debt Explodes Across Age Ranges

Examining the Credit Cycle: Is This as Good as it Gets?

Millennials and Credit: Are We Missing the Real Story?

How to Rate Trade Credit Risk – Without Much Data

FICO Research: Are Millennials Really Abandoning Credit?

2017 Predictions: 4 Trends that Will Shake Up Banking Next Year

FICO® Score High Achievers: Is Age the Only Factor?

New Ways to Score Risk Can Improve Financial Inclusion

Will Fintech Risk Models Have “Unintended Consequences”?

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