Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

FICO Score 10T gives mortgage lenders the flexibility and predictive power to make more precise lending decisions

Research shows balance aggregation results in modest impact to FICO® Scores

Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.

The set-up of a score validation can greatly influence model performance results — and sometimes inflate them

We are launching a campaign to counter the widespread misinformation regarding important credit scoring facts and how to expand credit access responsibly.