New ways of managing auto finance decisions lead to faster loan approvals, better customer matching, fraud prevention, and cost reduction

The Federal Housing Finance Agency’s interim “lender choice” policy introduces a dangerous precedent that increases adverse selection risk that will raise prices for consumers. 

An analysis by FICO data scientists has found that FICO Score 10T significantly outperforms VantageScore 4.0 in mortgage origination predictive power. 

The FICO Score is a primary factor in determining consumer credit risk for mortgage originations, secondary market, and portfolio management with consumer and regulatory benefits

What student loan borrowers can do to help avoid negative impacts to their credit scores as the federal loan “on-ramp” period ends

Comprehensive, real-time risk evaluation has never been more critical in the automotive finance industry

Lenders meeting at FICO’s Auto MasterMind event discussed the technologies that can make auto loan finance smarter

The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models.

Hyper-personalizing customer treatments, understanding borrowers' financial resilience and scenario simulation and testing will all be priorities for financial services

From diversity in AI to the film Highlander to transformative banking experiences, these decision management topics pointed the way to the future

What can banks do to assist consumers with their financial health – and can this be profitable?

Pandemic impact on FICO Scores and the introduction of the FICO Resilience Index

Lenders gain up to a ten percent predictive lift with FICO Score 10 Suite over previous FICO Score models.

Largest bank in the Dominican Republic wins FICO® Decisions Award for Customer Onboarding & Management

Origination Manager used as underwriting engine and workflow manager