The Federal Housing Finance Agency’s interim “lender choice” policy introduces a dangerous precedent that increases adverse selection risk that will raise prices for consumers. 

An analysis by FICO data scientists has found that FICO Score 10T significantly outperforms VantageScore 4.0 in mortgage origination predictive power. 

The advent of Generative AI opens the door for more targeted and effective messaging when payments are late – learn about the benefits

The FICO Score is a primary factor in determining consumer credit risk for mortgage originations, secondary market, and portfolio management with consumer and regulatory benefits

Here are 5 key steps that CSPs can take to predict rising churn and delinquency rates and improve telco customer retention

What student loan borrowers can do to help avoid negative impacts to their credit scores as the federal loan “on-ramp” period ends

As more people enter the collections queue due to rising costs and economic wobbles, our collections experts share their tips for early collections, digital approaches and more

What can banks do to assist consumers with their financial health – and can this be profitable?

Pandemic impact on FICO Scores and the introduction of the FICO Resilience Index

FICO collections experts explored how to deal with the debt tsunami in a series of posts

Lenders gain up to a ten percent predictive lift with FICO Score 10 Suite over previous FICO Score models.

Shanghai Pudong Development Bank (SPDB) Credit Card Centre (CCC), has used FICO® Customer Communication Services (CCS) to boost collections performance while driving down costs.

Santander Bank Polska has achieved a 160 percent uplift in automated collections since using FICO® Customer Communication Services to execute multi-channel customer communications.

FICO® Customer Communication Services (CCS) used to automate collections and achieve scale