How to Win Banking Primacy with Composability + Hyper-Personalization

Becoming the principal bank for your customers demands hyper-personalized decisions and a customer-centric approach, powered by composability

Simulation and Optimization: Unlocking Better Decisions

Simulation and optimization are two different technology approaches that can dramatically improve the results of your decision strategies and improve customer centricity

Four Ways Intelligent Decisioning Speeds Auto Financing Approvals

New ways of managing auto finance decisions lead to faster loan approvals, better customer matching, fraud prevention, and cost reduction

Risk & Lending Predictions 2024: UK Stresses and Open Banking

UK consumers face another challenging year — financial institutions should make use of Open Banking data and new technology

The Future of AI and Hyper-Personalization in Auto Loan Finance

Lenders meeting at FICO’s Auto MasterMind event discussed the technologies that can make auto loan finance smarter

Why Microservices Are Driving the Future of Automotive

Microservices are a fast route to directly improving customer experience – and they offer far greater agility to auto lenders and dealers

See Customers Clearer with Hyper-Personalization at Scale

Are you seeing the people behind the data? Providing superb customer experience means achieving hyper-personalization at hyperscale

Hyper-Personalization Survey Highlights Boardrooms' Blind Spots

New study from Forrester shows the value of hyper-personalization and the gaps businesses face today

Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti

The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models.

Top 5 Decision Management Posts of 2022: AI and Digital Jane

From diversity in AI to the film Highlander to transformative banking experiences, these decision management topics pointed the way to the future

Top 5 Customer Development Posts of 2021

The most popular posts in our Customer Development category dealt with credit card payments, open banking, trends for financial services and small business lending

Top 5 Decision Management Posts of 2021

The 5 top posts last year dealt with digital transformation in insurance, automated originations, responsible AI, model governance and, strangely enough, movies!

What Is Decision Optimization?

This short video explains how decision optimization works in financial services, applying advanced analytics to determine decision strategies

Loan Pricing Optimization: Secrets of Success

In this series of videos, Petr Kapoun, former CRO of Home Credit Russia, explains how he has achieved success with decision optimization

AI-Powered Optimization Will Power Home Credit Group Growth

International consumer lender will use advanced machine learning to make the best credit offers to consumers with little or no credit history

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