Transparency into this credit score evaluation is essential to maintaining trust and confidence across the mortgage industry.

AI-powered communication solutions are redefining how enterprises connect with customers at scale

Simulation and optimization are two different technology approaches that can dramatically improve the results of your decision strategies and improve customer centricity

The Federal Housing Finance Agency’s interim “lender choice” policy introduces a dangerous precedent that increases adverse selection risk that will raise prices for consumers. 

An analysis by FICO data scientists has found that FICO Score 10T significantly outperforms VantageScore 4.0 in mortgage origination predictive power. 

Skyrocketing delinquencies in the US and other markets pose a threat that demands the use of decisioning-as-a-service

The long-term value of a good customer decision far surpasses the short-term ROI

The advent of Generative AI opens the door for more targeted and effective messaging when payments are late – learn about the benefits

Inappropriate comparisons between credit scoring models could threaten liquidity and consumer access to affordable credit

The FICO Score is a primary factor in determining consumer credit risk for mortgage originations, secondary market, and portfolio management with consumer and regulatory benefits

Here are 5 key steps that CSPs can take to predict rising churn and delinquency rates and improve telco customer retention

What student loan borrowers can do to help avoid negative impacts to their credit scores as the federal loan “on-ramp” period ends

The royalty FICO collects for the FICO Score is the lowest among all other components commonly included in mortgage closing costs.

Card issuers should consider a credit limit increase program for existing credit card customers to engage customers and meet demand