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UK Cards Report: Concerns Over Post-Christmas Payments

The FICO UK Credit Market Report for November shows a rise in card spending, raising concerns over post-holiday payments

UK Credit Report: Is £90 Million in Unused Credit a Bad Thing?

Analysis of UK card trends shows scope for high spending over the holiday, perhaps leading some consumers into hot water

What Is Decision Optimization?

This short video explains how decision optimization works in financial services, applying advanced analytics to determine decision strategies

FICO Score 10 Suite Available from All Three Credit Bureaus

Lenders gain up to a ten percent predictive lift with FICO Score 10 Suite over previous FICO Score models.

FICO World 2022 - Save the Date for May 10-13

The Decisions Conference will explore how the pandemic is reshaping best practices in decision making

Loan Pricing Optimization: Secrets of Success

In this series of videos, Petr Kapoun, former CRO of Home Credit Russia, explains how he has achieved success with decision optimization

Credit Line Optimization Will Help Akbank Drive Portfolio Growth

The Turkish banking leader is using advanced analytics and FICO guidance to build an optimization center of excellence

UK Credit Market Report: Good News and Warning Signs

The furlough schemes and payment holidays continue to mask the extent of consumers' financial troubles

AI-Powered Optimization Will Power Home Credit Group Growth

International consumer lender will use advanced machine learning to make the best credit offers to consumers with little or no credit history

UK Credit Report: Early-Stage Delinquencies Rise

UK card issuers’ data reveals continued increase in spending as well as first signs of consumers missing two payments

New Data: How COVID-19 Is Impacting the UK Credit Card Market

FICO UK Credit Card Market Report – June/July 2020

The Importance of Customer Management Strategies in Economic Stress

Customers value companies who anticipates outcomes and offers creative solutions.

The Impact of COVID-19 on the UK Credit Card Market

FICO UK Credit Market Report – May 2020

How to Keep Customers in Their Cars

Here are steps auto finance lenders can take when customers fall behind in their payments

Using Benchmarking Data Strategically for Card Management

Benchmarking data can help you evaluate strategies, identify focus areas for your portfolio, and provide information to auditors and regulators

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