August saw a two-year low in consumers paying less than the amount due on cards, although signs of financial pressure can be seen

Our UK Credit Market Report of UK card trends for July 2021 reveals that there was an uplift in missed payment rates, whilst spend on cards marginally fell

What are the steps that merchant acquirers should follow to ensure they can transform the onboarding process while limiting merchant risk?

Using alternative data, FICO® Score suite delivers more reliable credit scores

Credit card trends for payments and delinquencies show similar patterns in the US, the UK and Canada, though extra savings and government support are masking the pandemic's impact

Looking at trends for activity, utilization, spend, balances, usage, interest reveals new focus areas for issuers

Credit card spend 3.5% higher than June 2019, suggesting some households are benefitting from pandemic savings, but not everyone is confident in financial position

Dr. Scott Zoldi in conversation with Vanessa Colella, Chief Innovation Officer, Citi, Head of Citi Ventures & Citi Productivity

Markedly lower increase in card spend shows how consumers are reacting to the 'new normal'

Financial technology partners can help credit unions and regional banks compete by offering them the latest marketing automation software solutions.

Specialized versions of latest FICO® Score 10 supports more predictive consumer credit risk management for bankcard and auto financing

Today's hottest finance trend is also banks’ next fraud frontier, as BNPL fraud may avoid detection and banks will shoulder the losses

End of lockdown spurs spending, but continued government support and accrued savings blur the true picture of UK debt

FICO data shows true state of consumer finances still masked in March; April will be pivotal for lenders

The increase in the amounts being requested and the fact that a higher proportion are being declined could help identify a sub population that is now riskier