Managing Pre-Delinquency Under IFRS 9 & Persistent Debt
The introduction of IFRS 9 will mean focus is placed on pre-delinquency — treatment of accounts before they exceed limits or miss payments.
Video: Sebastian Thrun Explains the AI Revolution
Sebastian Thrun, the lauded computer scientist, outlined his vision of the AI revolution and gave us four examples to illustrate the immense changes that are coming.
New Ways to Fight Fraud and Financial Crime
One of the biggest trends in the financial crime industry is the convergence of fraud and regulatory compliance operations, which includes AML and know-your-customer, or KYC, regulations.
UK Cards Show Signs of Post-Christmas Debt Stress
UK cards on books 1-5 years are showing signs of debt stress - here are the facts, as well as recommendations for issuers.
AI: Meet the Man Who Beat Big Blue at FICO World
If you think of Garry Kasparov as the first chess Grandmaster to be beaten by AI - IBM's Big Blue - you only know half the story.
Three Insights on Enterprise Fraud Management
These three insights have helped some of our customers to develop an enterprise-wide, holistic approach to 21st century fraud management.
5 Tips for Avoiding Credit Card Debt Problems
Consumers who are concerned about their level of credit card debt can use a number of options and tactics to keep their credit healthy.
UK Cards: Signs of Debt Stress in Accounts 1-5 Years Old
In reviewing our data from the FICO Benchmarking Service, for users of FICO TRIAD Customer Manager, I saw some interesting long-term trends and some signs of potential debt stress, particularly among accounts 1-5 years on book.
Manish Gandhi Joins DataIQ 100 List of UK Analytics Leaders
FICO’s Manish Gandhi was named to the DataIQ 100 for 2018 list of the most influential business and analytics leaders behind many of the most effective data-driven organisations in the UK.
AI and Optimization Help a German Baker Find Efficiencies
When it comes to baking at the industrial level, artificial intelligence is the new secret ingredient that can help food manufacturers rise above their competition.
How Direct Debits Can Help with Persistent Debt and IFRS 9
The introduction of two initiatives in the UK credit card market may see an increase in the promotion and take-up of Directs Debit, and greater flexibility offered to those paying this way.
FICO Data: Warning Signs for New Card Accounts in Ireland
Over the past few months, the percentage of new Irish card accounts that are delinquent has climbed to around 10%, more than twice the average for UK cards.
Top 5 Fraud & Security Posts: AI Meets AML (and Hackers)
One of the newer applications of artificial intelligence rose to the top of the Fraud & Security blog last year: anti-money laundering. Readers were also keenly interested in learning more about cybersecurity and ATM compromise trends.
Top 5 Analytics Posts: Explainable AI and Machine Learning
As artificial intelligence applications exploded last year, our blog posts on Explainable AI and machine learning drew thousands of readers.
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