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Lending Predictions 2022: From BNPL to ESG (and More)

In an environment where the way we work, travel, meet and shop is changing, the world of credit is adapting quickly, driven by competitive, regulatory and customer pressures

FICO Fact: How Current is the Data in my FICO Score?

The data reflected in your FICO® Score can be as recent as a payment reported by your lender today.

Ethical AI: A Breakdown with Dr. Scott Zoldi

Zoldi in conversation with Dr. Ganna Pogrebna, Professor of Business Analytics and Data Science at Columbia University

Top Challenges in Risk Management: Are Your Risk Models Working?

At FICO’s UK CRO Summit, industry leaders shared approaches to managing risk models in the pandemic and other challenges in risk management

Decision Optimization: 5 Reasons You Need It More than Ever

In an uncertain environment, decision optimization gives you what you need most - speed and control

FICO Fact: Does FICO’s Minimum Scoring Criteria Limit Consumers’ Access to Credit?

Over the last 30 years, FICO has continued to analyze the minimum amount of credit bureau data that is necessary to deliver a reliable, predictive FICO® Score to the market.

FICO Fact: Do FICO Scores Consider Telco and Utility Data?

The inclusion of telco and utility payment information dates back to the release of the very first FICO Scores in 1989.

5 Keys to Managing Merchant Risk in Onboarding & Monitoring

What are the steps that merchant acquirers should follow to ensure they can transform the onboarding process while limiting merchant risk?

More Than 232 Million US Consumers Can Be Scored by the FICO Score Suite

Using alternative data, FICO® Score suite delivers more reliable credit scores

FICO Applauds FHFA Inclusion of Rental Data in Underwriting

FHFA and Fannie Mae take significant step forward in the use of alternative data

Diversity and Governance: AI Breaks into the Boardroom

Dr. Scott Zoldi in conversation with Vanessa Colella, Chief Innovation Officer, Citi, Head of Citi Ventures & Citi Productivity

How FICO and Operation HOPE are Taking Steps toward Financial Literacy for All

FICO is taking a number of steps to promote credit education and financial independence alongside Operation HOPE.

How Financial Technology Partners can Help with Customer Acquisition Campaigns

Financial technology partners can help credit unions and regional banks compete by offering them the latest marketing automation software solutions.

Bankcard and Auto Industry Versions of FICO® Score 10 Now Available

Specialized versions of latest FICO® Score 10 supports more predictive consumer credit risk management for bankcard and auto financing

BNPL Fraud — When "Buy Now, Pay Later" Backfires

Today's hottest finance trend is also banks’ next fraud frontier, as BNPL fraud may avoid detection and banks will shoulder the losses

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