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Customer Management Trends: Hyper-Personalization, Trust, & More

These were some of the top customer experience themes, breakouts, & ideas from FICO World 2023

EV and the Future of Hyper-Personalized Automotive Experiences

Steve Greenfield, CEO and Founder of Automotive Ventures, discusses how electric vehicles will drive hyper-personalization in this Q&A from FICO Mastermind

What Does The Rest of 2023 Have in Store for U.S. Credit Risk and FICO Score Trends

So far in 2023, consumers have braced inflation, a balanced housing market, looming prospect of a recession, removal of medical collections data, and student loan forgiveness plan

Hyper-Personalization Survey Highlights Boardrooms' Blind Spots

New study from Forrester shows the value of hyper-personalization and the gaps businesses face today

FICO Survey: Secondary Market Expects Higher Volatility in 2023

FICO pulse survey finds that secondary market wants more information on transition to FICO Score 10T

Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti

The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models.

Top 5 Scores Posts of 2022: Steady FICO Score, BNPL and Alternative Data

2022 marked the first year in over a decade the average FICO Score did not increase, while the industry’s attention remained on topics such as alternative data and BNPL.

Risk and Lending Predictions 2023: Hyper-Personalisation and More

Hyper-personalizing customer treatments, understanding borrowers' financial resilience and scenario simulation and testing will all be priorities for financial services

Top 5 Debt Collection Posts of 2022: Crisis and Opportunity

As more people enter the collections queue due to rising costs and economic wobbles, our collections experts share their tips for early collections, digital approaches and more

Top 5 Decision Management Posts of 2022: AI and Digital Jane

From diversity in AI to the film Highlander to transformative banking experiences, these decision management topics pointed the way to the future

Top 5 Fraud Posts for 2022: Scams, Contactless and Money Mules

In a year that saw the word "scamdemic" coined, scams such as authorised push payment fraud were top of mind, along with various other fraud schemes

Cash Flow Data Can Improve Credit Access with an UltraFICO® Score

Among U.S. consumers who don’t have enough credit history to generate a traditional FICO® Score, over 15 million could receive an UltraFICO® Score

Four Key Components of Real-Time Insurance Success

Insurers need to make real-time decisions using advanced analytics, with interactive communications, based on a complete view of the customer

FICO® Resilience Index: Credit Lifecycle Strategies are a Requirement

FICO® Resilience Index tools that measure consumer resiliency, benefit lenders in a recessionary environment

Open Banking in the Philippines and the Opportunities in the Data

How data sharing can improve credit risk decisioning

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