Stay ahead in 2025 with timely analysis on banking policy predictions and strategic insights for regulatory compliance professionals

Upcoming US elections loom over the outlook for the US financial services industry, but regulations on AI, open banking and more are expected

Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

Open banking, BNPL, cybersecurity and AI will all be under the microscope for regulators and policymakers, but not all areas will see major action in 2023

From Open Banking opportunities to overdraft rules, here are my predictions for changes in public policy

After 65 Years, FICO (still) innovates and leads with our software solutions.

Research shows balance aggregation results in modest impact to FICO® Scores

2021 is poised to bring about some meaningful and positive developments in Washington for the financial services industry

Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.

How FICO works with telecommunication providers to drive smarter, more personal customer decisions and offers.

Thoughts on personal loans, consolidations and the auto industry.

How FICO works with lenders to improve the automotive lending experience

From safeguarding your identity to fighting money laundering, here's what I predict US lawmakers will do this year

The set-up of a score validation can greatly influence model performance results — and sometimes inflate them

Banks spend too much time trying to predict things, rather than mapping out how their people, processes, and technology will need to change if they are successful.