Stay ahead in 2025 with timely analysis on banking policy predictions and strategic insights for regulatory compliance professionals

Upcoming US elections loom over the outlook for the US financial services industry, but regulations on AI, open banking and more are expected

Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

Open banking, BNPL, cybersecurity and AI will all be under the microscope for regulators and policymakers, but not all areas will see major action in 2023

How the FICO Platform can enable explainable machine learning models for more effective PD calculations

Fierce competition, open banking and financial inclusion drive the uptake of transaction analytics in lending

Through explainable machine learning models, behavioural and PD models for the retail banking sector can be created with higher levels of predictiveness.

From Open Banking opportunities to overdraft rules, here are my predictions for changes in public policy

Research shows balance aggregation results in modest impact to FICO® Scores

Whilst the EU have rightly focused on the use of AI and data science strategic leadership, more needs to be done on AI explainability

2021 is poised to bring about some meaningful and positive developments in Washington for the financial services industry

Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.

From safeguarding your identity to fighting money laundering, here's what I predict US lawmakers will do this year

The set-up of a score validation can greatly influence model performance results — and sometimes inflate them

When it comes to U.S. regulatory reforms promulgated by federal agencies, there could be some significant and welcome news for financial institutions next year.