Innovation Never Sleeps: Why We Redevelop the FICO® Score
FICO Score 10 Suite gives lenders unparalleled flexibility and predictive power to make even more precise lending decisions
Finance Policy Predictions 2020: AML, Authentication, Collections & CRA
From safeguarding your identity to fighting money laundering, here's what I predict US lawmakers will do this year
Which Consumer Segments Have Driven the Average FICO Score Higher Over the Past Decade?
A closer look at how much the national average FICO Score has been impacted by notable changes in the FICO scorable population
Average U.S. FICO Score Ticks Up to 706
The national average FICO Score has steadily risen over the past decade
Public Policy Predictions 2019: Regulatory Reforms Ahead
When it comes to U.S. regulatory reforms promulgated by federal agencies, there could be some significant and welcome news for financial institutions next year.
Average U.S. FICO Score Hits New High
For the first time, the average FICO® Score in the U.S. has reached 704, showing a steady upward trend in US credit quality.
After the Court Decision: What’s Next for the TCPA?
Where do we stand on the industry’s challenge to the Telephone Consumer Protection Act (TCPA), now that the DC Circuit Court of Appeals finally issued its long-awaited decision?
Can Machine Learning Build a Better FICO Score?
FICO conducted a research project to see just how much lift unconstrained, state-of-the-art ML techniques might offer over the FICO Score.
Banking Regulation Predictions 2018: U.S. Reform Takes Off
With much of the dramatic shift in the U.S. regulatory landscape complete, we are moving to the next stage, which will focus more on efforts to adopt regulatory reform.
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