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2025 Bank Policy Predictions: Another Swing of the Political Pendulum

Stay ahead in 2025 with timely analysis on banking policy predictions and strategic insights for regulatory compliance professionals

Transform Your Bank’s Customer Acquisition with Real-Time Decisioning

A FICO World session on how automation and real-time decisioning are transforming customer onboarding for financial institutions

Policy Predictions 2024: Navigating Regulatory Uncertainty in Banking

Upcoming US elections loom over the outlook for the US financial services industry, but regulations on AI, open banking and more are expected

Are Student Loan Holders at Risk as Deferments Expire?

Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

Four 2023 U.S. Policy Predictions for Financial Services Companies

Open banking, BNPL, cybersecurity and AI will all be under the microscope for regulators and policymakers, but not all areas will see major action in 2023

Public Policy Predictions 2022: What's Coming for Financial Services

From Open Banking opportunities to overdraft rules, here are my predictions for changes in public policy

Simulated FICO Score Impacts from Balance Aggregation due to Mortgage Forbearance

Research shows balance aggregation results in modest impact to FICO® Scores

Financial Policy Predictions 2021: Meaningful Changes Ahead

2021 is poised to bring about some meaningful and positive developments in Washington for the financial services industry

Simulated FICO Score Impacts due to Mortgage Forbearance

Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.

Finance Policy Predictions 2020: AML, Authentication, Collections & CRA

From safeguarding your identity to fighting money laundering, here's what I predict US lawmakers will do this year

Truncation Bias in Score Validations: When Rejected Applications Strike Back

The set-up of a score validation can greatly influence model performance results — and sometimes inflate them

Public Policy Predictions 2019: Regulatory Reforms Ahead

When it comes to U.S. regulatory reforms promulgated by federal agencies, there could be some significant and welcome news for financial institutions next year.

Fintech Policy in the US - Things Are Heating Up

After the Court Decision:  What’s Next for the TCPA?

Where do we stand on the industry’s challenge to the Telephone Consumer Protection Act (TCPA), now that the DC Circuit Court of Appeals finally issued its long-awaited decision?

How Alliant Credit Union Reinvented Its Lending Program

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