Expanding Access to Credit Through Alternative Data
The UltraFICO Score enables lenders to make more refined credit decisions than they can with the traditional FICO Score alone.
FICO Score XD 2 and Innovations in Financial Inclusion
A key point that the experts underscored during the Financial Inclusion sessions at LendIt was that expanding financial inclusion is a win-win proposition.
Do credit scores have a disparate impact on racial minorities?
Federal Reserve Board research concluded that "credit scores do not have a disparate impact across race, ethnicity, or gender.”
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