Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

Research shows balance aggregation results in modest impact to FICO® Scores

The pitch for overdraft alternatives.

A conversation with David Pommerehn, Consumer Bankers Association (CBA)

Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.

How a Community Bank Served Small Businesses and the Manual Process Prevailed

What’s next for the banking industry and how the COVID-19 pandemic will change the customer experience.

What lenders should be doing NOW for their portfolios and their clients

4 steps that community banks can take to respond to the COVID-19 pandemic and help their clients adjust to the economic impacts

The set-up of a score validation can greatly influence model performance results — and sometimes inflate them

Currently, small banks and credit unions only have 9% of all small business loans under $100,000.

What benefit delivers “bites” with prospects and customers?

There are many possibilities for deposit promotions that provide multiple levers to deliver differentiated value for the customer and benefits for the bank.