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This Crisis Shows We Need a More Decentralized Banking Market

During the COVID-19 pandemic, we can see that having fewer community banks hurts consumers in critical moments.

Dr. Strangelove or: How Fintechs Will Learn to Stop Worrying and Love Regulation

Over the next decade, the guiding ethos of fintech will evolve beyond 'move fast and break things'.

Solving the “Black Hole Problem” with First-Party Fraud

A conversation with Aite Group's Julie Conroy and Neuro-ID's Jack Alton.

The Future of Customer Acquisition in Financial Services

Financial services providers are under increasing pressure to acquire and retain profitable customers. FICO subject matter experts discuss strategies, tools, and KPIs for success in this lively exchange.

Are We Being Too Sensitive about Price Sensitivity?

The view that pricing optimisation outcomes focus squarely on a customer’s price sensitivity may be short-sighted.

Fair Pricing with Price Optimisation

Some people believe that the application of price optimisation takes advantage of price-insensitive customers. In fact, a powerful pricing engine is more necessary than ever.

Analytics Reveal What New Credit UK Consumers Can Afford

Until now, it has been very difficult for a lender to understand the pressures on any consumer in terms of their ability to absorb more credit and pay off the required instalments, without placing unbearable stress on their finances.

Banking Innovation: Why 2018 is the Year it Puts on its Overalls

Psychometrics and FICO Scores — An Odd Match?

Lenders are looking for new ways to connect with the estimated 3 billion people worldwide who fall outside the credit ma...

What is it Costing You to Collect? Are the Odds in Your Favor?

A New Way to Score Credit Risk - Psychometric Assessments

Financial Health: The Key to the Future of Customer Acquisition

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