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How to Set Up a Cross-Sell Campaign to Get New Cardholders

A cross-sell campaign to your existing customers can be a relatively quick and profitable exercise compared to new accounts - here are tips and best practices for setting it up

The Nerd Oscars: 24 Best Data Science Moments in Movies

You don't have to be a total nerd to enjoy these impressive depictions of data modeling, analytics, simulation, optimization, and decision management in the movies

The Digital Transformation Cavalry Isn’t Coming

Not even a new CDxO has a magic wand to make digital transformation and customer centricity successful; it takes internal change agents to step up and lead the way

UK Credit Cards Report Shows Financial Stress and Less Spend

Latest FICO data on UK credit cards patterns shows more signs of stress for many, while lockdown has helped others

“Centralized Decisioning”: The Industry’s Most Cutting Edge Decision Management Solution Needs a Better Name

Companies worldwide are achieving their decision management, digital transformation and customer centricity KPIs thanks to “centralized decisioning.” But it needs a better name.

UK Cards: More Signs of Stress for the Financially Stretched

FICO UK Credit Market Report for January 2021 suggests that curtailed spending on UK cards has helped some consumers but shows an increase in accounts missing two or more payments

UK Credit Market Report December 2020: Debt Pressures Growing

December 2020 data on UK credit cards reveals rapidly increasing balances for consumers missing two or more payments

UK Cards Report: Concerns Over Post-Christmas Payments

The FICO UK Credit Market Report for November shows a rise in card spending, raising concerns over post-holiday payments

UK Credit Report: Is £90 Million in Unused Credit a Bad Thing?

Analysis of UK card trends shows scope for high spending over the holiday, perhaps leading some consumers into hot water

UK Credit Market Report: Good News and Warning Signs

The furlough schemes and payment holidays continue to mask the extent of consumers' financial troubles

UK Credit Report: Early-Stage Delinquencies Rise

UK card issuers’ data reveals continued increase in spending as well as first signs of consumers missing two payments

New Data: How COVID-19 Is Impacting the UK Credit Card Market

FICO UK Credit Card Market Report – June/July 2020

The Impact of COVID-19 on the UK Credit Card Market

FICO UK Credit Market Report – May 2020

Using Benchmarking Data Strategically for Card Management

Benchmarking data can help you evaluate strategies, identify focus areas for your portfolio, and provide information to auditors and regulators

Collections: UK Card Trends Show Delinquent Balances Mounting

2-cycle balances growing for cards raise issues around Persistent Debt

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