Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

Research shows balance aggregation results in modest impact to FICO® Scores

Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.

Using FICO Scores for account management can help lenders identify which borrowers have increased risk

The set-up of a score validation can greatly influence model performance results — and sometimes inflate them

In this post, I will share analysis that shows why using account management scores in addition to account origination scores is important.

attacks on IoT devices were up 280% in the first part of 2017 and Gartner anticipates that a third of all cyber attacks will target shadow IT and IoT devices by 2020.