The introduction of IFRS 9 will mean focus is placed on pre-delinquency — treatment of accounts before they exceed limits or miss payments.

As a result of the rise in application fraud due to EMV adoption in the US, Citi is exploring new authentication protocols and new analytics.

UK cards on books 1-5 years are showing signs of debt stress - here are the facts, as well as recommendations for issuers.

Consumers who are concerned about their level of credit card debt can use a number of options and tactics to keep their credit healthy.

In reviewing our data from the FICO Benchmarking Service, for users of FICO TRIAD Customer Manager, I saw some interesting long-term trends and some signs of potential debt stress, particularly among accounts 1-5 years on book.

When it comes to application fraud, machine learning analytics must be a critical part of a financial institution’s control strategy.

How is application fraud evolving? And what should fraud leaders be doing to manage fraud risk in a digitally connected world?

The introduction of two initiatives in the UK credit card market may see an increase in the promotion and take-up of Directs Debit, and greater flexibility offered to those paying this way.

Over the past few months, the percentage of new Irish card accounts that are delinquent has climbed to around 10%, more than twice the average for UK cards.

It’s raining data left and right, and you need to start by understanding what data you already have to fight application fraud and where there are gaps.

When we talk about brute force application fraud and bot-net attacks, what are we really talking about?

Fraud and security are a top priority for financial institutions — but just stopping fraud isn’t enough. Managing fraud is a balancing act that starts with knowing your fraud risk appetite.

Identity theft, also known as third-party fraud losses, is just the tip of the application fraud iceberg. First-party fraud can be 10 times as much.