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The Informed Borrower Opportunity: Meeting America's Demand for Credit Knowledge

Why addressing widespread financial misconceptions isn't just about education—it's about building the foundation for sustainable lending growth

The Financial Health Revolution: How Gen Z Is Leading the Charge

What our latest consumer research reveals about the most credit-savvy generation and the incredible opportunities ahead

Building Financial Literacy Through Credit Education

From 'I wish I knew' to 'I’m so glad I know': empowering consumers through financial literacy

Modelling Deposit Price Elasticity: What Is It All About?

A price elasticity model enables the product team to set deposit rates with a sound understanding of the expected performance from the rate strategy

Analytics Reveal What New Credit UK Consumers Can Afford

Until now, it has been very difficult for a lender to understand the pressures on any consumer in terms of their ability to absorb more credit and pay off the required instalments, without placing unbearable stress on their finances.

Modeling Deposit Price Elasticity: Where’s the Value?

What should you expect to gain from deposit price elasticity models and what can you do with them to maximize benefit to the business?

Psychometrics and FICO Scores — An Odd Match?

Lenders are looking for new ways to connect with the estimated 3 billion people worldwide who fall outside the credit ma...

Modelling Deposit Price Elasticity: Challenges and Approach

Modelling Deposit Price Elasticity: What Data Do You Need?

Modeling Deposit Price Elasticity: What Is It All About?

A New Way to Score Credit Risk - Psychometric Assessments

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