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The Informed Borrower Opportunity: Meeting America's Demand for Credit Knowledge

Why addressing widespread financial misconceptions isn't just about education—it's about building the foundation for sustainable lending growth

The Financial Health Revolution: How Gen Z Is Leading the Charge

What our latest consumer research reveals about the most credit-savvy generation and the incredible opportunities ahead

Building Financial Literacy Through Credit Education

From 'I wish I knew' to 'I’m so glad I know': empowering consumers through financial literacy

11 Black Friday Fraud Tips from FICO

Here are 11 simple ways for shoppers to protect themselves from Black Friday fraud while splurging on seasonal bargains.

Stay Safe Online with These 5 Tips (Video)

We just completed a survey to ask thousands of consumers in the UK and US exactly what they think about those security measures and fraud processes that are designed to help them stay safe online.

Analytics Reveal What New Credit UK Consumers Can Afford

Until now, it has been very difficult for a lender to understand the pressures on any consumer in terms of their ability to absorb more credit and pay off the required instalments, without placing unbearable stress on their finances.

Psychometrics and FICO Scores — An Odd Match?

Lenders are looking for new ways to connect with the estimated 3 billion people worldwide who fall outside the credit ma...

4 Sexy Things You Need to Know About Machine Learning

Many machine learning terms are pure clickbait without any augmentation. Test yourself. Would you click on these headlines?

Machine Learning and Artificial Intelligence - Hype vs. Reality

AI, and more specifically machine learning, are generating enormous buzz in many areas. But are these claims realistic?

PSD2 - New Rules for Strong Customer Authentication

A New Way to Score Credit Risk - Psychometric Assessments

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