Discover how Pepsico unlocks speed, accuracy, and agility in every decision with FICO Xpress optimization

Transparency into this credit score evaluation is essential to maintaining trust and confidence across the mortgage industry.

Four trends will transform how financial decisions get made in real time

Becoming the principal bank for your customers demands hyper-personalized decisions and a customer-centric approach, powered by composability

Customer acquisition is a strategic process to attract and convert the right buyers into paying customers, and has specific requirements in financial services

AI-powered communication solutions are redefining how enterprises connect with customers at scale

FICO® Score 10T historical data to be released in advance of implementation by the GSEs

With changes underway at Fannie Mae and Freddie Mac, what could competition between credit score models mean for mortgage bankers?

Simulation and optimization are two different technology approaches that can dramatically improve the results of your decision strategies and improve customer centricity

New ways of managing auto finance decisions lead to faster loan approvals, better customer matching, fraud prevention, and cost reduction

The Federal Housing Finance Agency’s interim “lender choice” policy introduces a dangerous precedent that increases adverse selection risk that will raise prices for consumers. 

An analysis by FICO data scientists has found that FICO Score 10T significantly outperforms VantageScore 4.0 in mortgage origination predictive power. 

Skyrocketing delinquencies in the US and other markets pose a threat that demands the use of decisioning-as-a-service

Using FICO® Auto Score 10, Octane responsibly expands credit access and grows recreational financing by 36%.