Modernizing Credit Scoring for the BNPL Era
Learn how FICO® Score 10 BNPL and FICO® Score 10T BNPL will incorporate BNPL accounts within credit reporting frameworks
Where Things Stand for FICO® Score 10T in the Conforming Mortgage Market
FICO® Score 10T historical data to be released in advance of implementation by the GSEs
Digital Wallet Fraud: How It Works and How to Fight It
A full view of the customer journey is critical to detecting and preventing digital wallet fraud, as are enhanced communications and segmented strategies
The Path Forward for Fair Credit Scoring Competition
With changes underway at Fannie Mae and Freddie Mac, what could competition between credit score models mean for mortgage bankers?
How Is Credit Card Fraud Changing in Europe?
The FICO European Fraud Map shows how Card Not Present fraud is rising across Europe, and why a unified approach to fighting fraud is vital
3 Ways Social Engineering Undermines Fraud Defences in the UK
UK Finance’s Fraud Report 2025 shows changes in fraud typologies – underlying much of this shift is evolving techniques in social engineering
Octane Grows Lending by 36% with FICO Auto Score 10
Using FICO® Auto Score 10, Octane responsibly expands credit access and grows recreational financing by 36%.
How to Strengthen your Organization’s Money Mule Strategy
Money mules are causing significant problems across the globe. Organizations must take proactive steps to identify and disrupt them.
Average U.S. FICO® Score stays at 717 even as consumers are faced with economic uncertainty
Inflation fatigue puts more borrowers under financial pressure
Evaluating the inclusion of BNPL data in FICO® Scores
FICO is working with major Buy Now Pay Later service provider to thoroughly analyze new credit data source
Average U.S. FICO Score at 717 as More Consumers Face Financial Headwinds
Outlier or Start of a New Credit Score Trend?
3 Ways Spanish Banks Can Stop Fraud with Customer Communications
As bank fraud increases and more customers fall victim to scams, banks in Spain need to enhance fraud protection but not at the risk of damaging customer experience
FICO Launches Innovative Score to Help Ukrainians Get Credit
Our initiative with regional leaders in Poland and Ukraine is aimed at improving financial inclusion and credit access for Ukrainian refugees
Average U.S. FICO Score at 718
Multiple Factors Impacting Scores, as Missed Payments and Consumer Debt Continue to Rise
FICO Safe Driving Score Measures Driver Risk
What are the top characteristics that help drivers achieve a good FICO® Safe Driving Score?
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