Discover how Pepsico unlocks speed, accuracy, and agility in every decision with FICO Xpress optimization

Transparency into this credit score evaluation is essential to maintaining trust and confidence across the mortgage industry.

These best practices can help you not just meet regulators’ requirements but also increase the value your models add to the business

Here is useful information on how to assess alternative data and combine it with so-called traditional data to improve credit risk analytics

Four trends will transform how financial decisions get made in real time

With the right technology it is now possible to drive out manual or high-friction interventions and offer seamless, near-instant credit decisions across multiple sales channels

Becoming the principal bank for your customers demands hyper-personalized decisions and a customer-centric approach, powered by composability

Customer acquisition is a strategic process to attract and convert the right buyers into paying customers, and has specific requirements in financial services

AI-powered communication solutions are redefining how enterprises connect with customers at scale

Simulation and optimization are two different technology approaches that can dramatically improve the results of your decision strategies and improve customer centricity

New ways of managing auto finance decisions lead to faster loan approvals, better customer matching, fraud prevention, and cost reduction

The Federal Housing Finance Agency’s interim “lender choice” policy introduces a dangerous precedent that increases adverse selection risk that will raise prices for consumers. 

An analysis by FICO data scientists has found that FICO Score 10T significantly outperforms VantageScore 4.0 in mortgage origination predictive power. 

Skyrocketing delinquencies in the US and other markets pose a threat that demands the use of decisioning-as-a-service