As merchant acquiring models evolve, fraud management must expand beyond traditional transaction monitoring toward a broader view of ecosystem governance

FICO Score 10T includes rental data, but consumers can only experience the benefit of this to the extent that their rental data is reported to the CRAs

These best practices can help you not just meet regulators’ requirements but also increase the value your models add to the business

Here is useful information on how to assess alternative data and combine it with so-called traditional data to improve credit risk analytics

With the right technology it is now possible to drive out manual or high-friction interventions and offer seamless, near-instant credit decisions across multiple sales channels

Merchant acquirers now demand sophisticated onboarding automation, dynamic pricing intelligence, and predictive analytics to win and retain profitable merchant relationships

Improve customer management and reduce losses from check fraud by managing payment hold strategies using analytics

This FICO World presentation highlights the vital importance of balancing customer care with collections success in a highly regulated environment

Credit union lenders need to be mindful of balancing opportunity and risk with their credit decisions

New reporting of student loan delinquencies among key drivers of the downward shift of credit scores

Enhance your customer management strategies to boost enterprise revenue through overlimit authorisations

Debt and missed payments continue to rise, contributing to a change in the average

The benefits of active vs. passive use of FICO customer management technology are clear

A new supervisory statement from the Bank of England suggests stronger controls are needed, and the principles are good guidance for banks globally

People with no current debt can – and often do - have a credit score higher than the national average