Modernizing Credit Scoring for the BNPL Era
Learn how FICO® Score 10 BNPL and FICO® Score 10T BNPL will incorporate BNPL accounts within credit reporting frameworks
Average U.S. FICO® Score stays at 717 even as consumers are faced with economic uncertainty
Inflation fatigue puts more borrowers under financial pressure
Evaluating the inclusion of BNPL data in FICO® Scores
FICO is working with major Buy Now Pay Later service provider to thoroughly analyze new credit data source
Average U.S. FICO Score at 717 as More Consumers Face Financial Headwinds
Outlier or Start of a New Credit Score Trend?
Average U.S. FICO Score at 718
Multiple Factors Impacting Scores, as Missed Payments and Consumer Debt Continue to Rise
Five Emerging Strategies for Healthcare Claims Processing in 2024
These are the top challenges for health plan executives in claims processing and the innovative trends that are helping them adapt, improvise, and overcome
Unlocking Hyper-Personalization: 20 Alternative Data Sources for Insurance
From table stakes to wild cards, use these additional data sources to drive hyper-personalized insurance offers and precision risk assessment
Why NOW Is the Time to Restructure Technical Debt
A meshed API architecture and a composable set of capabilities can help you restructure and reduce technical debt
The Composable Enterprise: Trends & Benefits from Composability
Executives, digital innovators, DevOps leaders, and line of business leaders should embrace a composable business model to gain agility and other benefits
FICO Safe Driving Score Measures Driver Risk
What are the top characteristics that help drivers achieve a good FICO® Safe Driving Score?
Average U.S. FICO® Score Stays Steady at 716
Each year, we provide insight into the national average FICO® Score to help ensure consumers have a baseline measure of credit health standing
FICO Fact: Can unconstrained AI/ML expand access to credit?
FICO has been a pioneer in the use of machine learning (ML) in the financial services industry for over 25 years.
FICO Safe Driving Score Predicts Likelihood of Future Collisions
The FICO Safe Driving Score provides a consistent and objective measure of driver risk and safety based on driving behaviors.
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