Learn how FICO® Score 10 BNPL and FICO® Score 10T BNPL will incorporate BNPL accounts within credit reporting frameworks

Modest reduction in the average FICO® Score in Canada as recent consumer credit trends continue

Inflation fatigue puts more borrowers under financial pressure

FICO is working with major Buy Now Pay Later service provider to thoroughly analyze new credit data source

Outlier or Start of a New Credit Score Trend?

Monitoring a consumer's FICO® Score helps us understand how we got here and what may lie ahead for the average FICO Score

Multiple Factors Impacting Scores, as Missed Payments and Consumer Debt Continue to Rise

FICO Score credit risk trends through the COVID-19 pandemic

What are the top characteristics that help drivers achieve a good FICO® Safe Driving Score?

Each year, we provide insight into the national average FICO® Score to help ensure consumers have a baseline measure of credit health standing

FICO has been a pioneer in the use of machine learning (ML) in the financial services industry for over 25 years.

Just as every orchestra needs a conductor, decision orchestration keeps all the rules and processes firing at the right times in your system

Microservices are small building blocks created to accomplish a business action or decision, and can be used throughout the business to increase efficiency and improve results

Unless you are good at generating the right data characteristics, or features, which are relevant to your business decisions, you cannot increase the value of big data

Multiple types of data can be fed into banking systems to make better decisions - but can your system handle it?