Our comprehensive survey uncovered striking regional differences in consumer priorities and behaviors, challenging conventional wisdom about what drives account selection

From banks to telcos to debt collection agencies, what looks like unrecoverable bad debt may in fact be first-party fraud - here's how to reduce its impact

Navigate the complexities of enterprise fraud management with seamless orchestration, real-time detection, and scalable prevention and intervention strategies.

Modest reduction in the average FICO® Score in Canada as recent consumer credit trends continue

Real-time communications play a key role for banks to balance sensible friction in fraud management with customer preferences for ease and convenience

Monitoring a consumer's FICO® Score helps us understand how we got here and what may lie ahead for the average FICO Score

Highlighting results from FICO’s 2023 FICO® Resilience Index 2 benchmarking reports

Hyper-personalized fraud management is becoming integral to banks’ abilities to extend fraud-protected but friction-free customer experiences

A lack of context and orchestration can limit a bank’s ability to stop fraud, while increasing the potential for false positives

Orchestration enables enterprises to align controls, grab the best data, derive valuable insights and take the best actions to achieve specific outcomes

As customer interactions go completely online, digital identity verification and authentication help — but sophisticated authentication can’t stop all types of fraud

Building portfolio risk resilience into customer acquisition

This four-part series looks at embedding portfolio risk resilience into decisions across the credit lifecycle through targeted application of the FICO® Resilience Index

FICO Score credit risk trends through the COVID-19 pandemic

Highlighting results from FICO’s release of FICO® Resilience Index benchmarking reports for 2022