Stay ahead in 2025 with timely analysis on banking policy predictions and strategic insights for regulatory compliance professionals

Modest reduction in the average FICO® Score in Canada as recent consumer credit trends continue

Upcoming US elections loom over the outlook for the US financial services industry, but regulations on AI, open banking and more are expected

Monitoring a consumer's FICO® Score helps us understand how we got here and what may lie ahead for the average FICO Score

Open banking, BNPL, cybersecurity and AI will all be under the microscope for regulators and policymakers, but not all areas will see major action in 2023

FICO Score credit risk trends through the COVID-19 pandemic

How the FICO Platform can enable explainable machine learning models for more effective PD calculations

Fierce competition, open banking and financial inclusion drive the uptake of transaction analytics in lending

Through explainable machine learning models, behavioural and PD models for the retail banking sector can be created with higher levels of predictiveness.

From Open Banking opportunities to overdraft rules, here are my predictions for changes in public policy

Whilst the EU have rightly focused on the use of AI and data science strategic leadership, more needs to be done on AI explainability

2021 is poised to bring about some meaningful and positive developments in Washington for the financial services industry

From safeguarding your identity to fighting money laundering, here's what I predict US lawmakers will do this year

When it comes to U.S. regulatory reforms promulgated by federal agencies, there could be some significant and welcome news for financial institutions next year.