Modest reduction in the average FICO® Score in Canada as recent consumer credit trends continue

Monitoring a consumer's FICO® Score helps us understand how we got here and what may lie ahead for the average FICO Score

Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

FICO Score credit risk trends through the COVID-19 pandemic

Research shows balance aggregation results in modest impact to FICO® Scores

Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.

During the COVID-19 pandemic, we can see that having fewer community banks hurts consumers in critical moments.

Over the next decade, the guiding ethos of fintech will evolve beyond 'move fast and break things'.

A conversation with Aite Group's Julie Conroy and Neuro-ID's Jack Alton.

The set-up of a score validation can greatly influence model performance results — and sometimes inflate them

Financial services providers are under increasing pressure to acquire and retain profitable customers. FICO subject matter experts discuss strategies, tools, and KPIs for success in this lively exchange.