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Average FICO® Score in Canada Drops Two Points to 760

Modest reduction in the average FICO® Score in Canada as recent consumer credit trends continue

Average Canadian FICO® Score Holds Steady at 762

Monitoring a consumer's FICO® Score helps us understand how we got here and what may lie ahead for the average FICO Score

FICO Score 10, Most Predictive Credit Score in Canadian Market

FICO Score credit risk trends through the COVID-19 pandemic

Explainable Machine Learning for Probability of Default Calculations

How the FICO Platform can enable explainable machine learning models for more effective PD calculations

How Transaction Analytics Transform Lending Speed and Results

Fierce competition, open banking and financial inclusion drive the uptake of transaction analytics in lending

Improving IRB and RWA Calculations with Machine Learning

Through explainable machine learning models, behavioural and PD models for the retail banking sector can be created with higher levels of predictiveness.

Does the EU Framework for Responsible AI Go Far Enough?

Whilst the EU have rightly focused on the use of AI and data science strategic leadership, more needs to be done on AI explainability

COVID Vaccine Fraud: Be Wary of the Scammers

Review the latest scams emerging and run through a checklist of how to protect yourself and your loved ones

VIDEO: The Galloping Growth of Merchandise Muling 

Like money muling, merchandise muling isn’t new, but detective Jesse Gossmann explains how this work-from-home scam has exploded during the pandemic

5 Ways to Protect Yourself Against Tax Refund Fraud

Looking for Your Tax Refund? So Are Fraudsters.

What is the Electronic Consent Based Verification Service (eCBSV)? 

Will eCBSV stop synthetic identity fraud?

5 Steps to Stop Identity Fraud and Improve the Digital Experience

Finding the right balance between security and convenience can be a challenge - here's how to approach it

The Santa Challenge 2 – Analyze All That New Data!

Santa's facing a number of challenges this year related to the pandemic. Can the FICO Platform help?

5 Ways to Combat Fraud During the Holidays

Black Friday and the holiday season will bring more fraud attempts - here's how to protect yourself

Four Wheelin’: Fighting Auto Finance Application Fraud

An estimated 10% to 15% of auto finance companies’ bad debt book classify as first-party fraud.

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