SABF brings together consumer advocates, credit educators and community leaders to help consumers learn about credit scores and financial tools to help them achieve their dreams.

Confirmation of payee has some benefits in fighting authorised push payment fraud, but it also has drawbacks. Here are six.

The pressure for banks to tackle push payment fraud is mounting – besides liability, the scope for bad publicity and loss of reputation is significant.

This blog explores the role credit scores have in the mortgage lending and automated underwriting process. This is particularly important for conforming mortgages or mortgages sold to government-sponsored enterprises (GSEs).

Can scoring trended data, or more accurately, trended credit bureau data, as some credit score companies claim, actually help expand credit access to these consumers?

When you stop to think about it, the term “alternative credit data” is a catch-all phrase to describe data that is not c...

How much impact does a short sale have on FICO® Scores? How about a foreclosure? FICO research sheds light on this very subject.