Modernizing Credit Scoring for the BNPL Era
Learn how FICO® Score 10 BNPL and FICO® Score 10T BNPL will incorporate BNPL accounts within credit reporting frameworks
Average U.S. FICO® Score stays at 717 even as consumers are faced with economic uncertainty
Inflation fatigue puts more borrowers under financial pressure
US Bankcards Industry Benchmarking Trends: 2024 Q2 Update
Credit card delinquencies are stabilizing in early buckets while consumers continue to spend
Evaluating the inclusion of BNPL data in FICO® Scores
FICO is working with major Buy Now Pay Later service provider to thoroughly analyze new credit data source
Average U.S. FICO Score at 717 as More Consumers Face Financial Headwinds
Outlier or Start of a New Credit Score Trend?
US Bankcards Industry Benchmarking Trends: 2023 Q4 Update
Credit card balances continue to rise, early-stage delinquency begins to show signs of flattening
US Bankcards Industry Benchmarking Trends: 2023 Q3 Update
More consumers are carrying credit card balances despite high rates, and delinquency rates continue to rise
US Bankcards Industry Benchmarking Trends: 2023 Q2 Update
Higher prices keep customers in a pinch from making on-time payments
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