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US Bankcards Industry Benchmarking Trends: 2022 Q3 Update

Inflation takes hold, bankcards delinquencies surpass pre-pandemic levels

FICO Safe Driving Score Measures Driver Risk

What are the top characteristics that help drivers achieve a good FICO® Safe Driving Score?

Average U.S. FICO® Score Stays Steady at 716

Each year, we provide insight into the national average FICO® Score to help ensure consumers have a baseline measure of credit health standing

US Bankcard Industry Benchmarking Trends: 2022 Q2 Update

Bankcard delinquencies continue to rise as growth in the economy slows

FICO Fact: Can unconstrained AI/ML expand access to credit?

FICO has been a pioneer in the use of machine learning (ML) in the financial services industry for over 25 years.

US Bankcard Industry Benchmarking Trends: 2022 Q1 Update

We are seeing unemployment rates at historical lows, so what is causing US Bankcard delinquency rates to increase?

FICO Safe Driving Score Predicts Likelihood of Future Collisions

The FICO Safe Driving Score provides a consistent and objective measure of driver risk and safety based on driving behaviors.

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