Our comprehensive survey uncovered striking regional differences in consumer priorities and behaviors, challenging conventional wisdom about what drives account selection

Learn how FICO® Score 10 BNPL and FICO® Score 10T BNPL will incorporate BNPL accounts within credit reporting frameworks

From banks to telcos to debt collection agencies, what looks like unrecoverable bad debt may in fact be first-party fraud - here's how to reduce its impact

Navigate the complexities of enterprise fraud management with seamless orchestration, real-time detection, and scalable prevention and intervention strategies.

Credit unions saw a slowdown in severe delinquency impacting their credit card portfolios to finish 2024, with increases in average monthly spend and average balance

Credit card delinquency rates picked up in the back half of the year as spending slows

Inflation fatigue puts more borrowers under financial pressure

Credit card delinquencies are stabilizing in early buckets while consumers continue to spend

FICO is working with major Buy Now Pay Later service provider to thoroughly analyze new credit data source

Credit card balances and severe delinquencies are growing but positive signs are starting to appear

Outlier or Start of a New Credit Score Trend?

Credit card balances continue to rise, early-stage delinquency begins to show signs of flattening

Real-time communications play a key role for banks to balance sensible friction in fraud management with customer preferences for ease and convenience

More consumers are carrying credit card balances despite high rates, and delinquency rates continue to rise

Multiple Factors Impacting Scores, as Missed Payments and Consumer Debt Continue to Rise