How Might Buy Now, Pay Later Loans Impact FICO® Scores?
Key findings from FICO research on consumer credit files with recently opened Buy Now, Pay Later loans
US Bankcard Industry Benchmarking Trends: 2022 Q1 Update
We are seeing unemployment rates at historical lows, so what is causing US Bankcard delinquency rates to increase?
BNPL in Credit Reports: How Could This Data Impact FICO Scores?
Key findings from FICO research suggests how the inclusion of Buy Now, Pay Later (BNPL) loan data in consumer credit report files could affect FICO Scores
The Role of AI Model Governance
In conversation with Scott Zoldi, FICO's Chief Analytics Officer.
Average U.S. FICO® Score at 716, Indicating Improvement in Consumer Credit Behaviors Despite Pandemic
The FICO Score is a broad-based, independent standard measure of credit risk
Average U.S. FICO Score at 711, But Uncertainty Abounds
It generally takes some time for the effects of a major macroeconomic event to start to show up in consumers’ credit reports.
FICO Score Trends Through Economic Downturns and Natural Disasters
What FICO Scores can tell us about the road ahead
How FICO Helps Protect Your Score During COVID-19
The FICO Score doesn’t negatively consider forbearance/deferment agreements.
Innovation Never Sleeps: Why We Redevelop the FICO® Score
FICO Score 10 Suite gives lenders unparalleled flexibility and predictive power to make even more precise lending decisions
Which Consumer Segments Have Driven the Average FICO Score Higher Over the Past Decade?
A closer look at how much the national average FICO Score has been impacted by notable changes in the FICO scorable population
Average U.S. FICO Score Ticks Up to 706
The national average FICO Score has steadily risen over the past decade
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